Our application scorecard using bureau data helped a leading digital-first NBFC reduce delinquency rates by 40% and improve approval rates by 31% (before policy cuts) on their Personal Loans portfolio.

Monsoon's Behavioral Scorecard that used bureau data, banking data, credit card transaction data and demographic data helped a large bank improve it's risk cost capture on their credit cards portfolio by 78% while achieving a bad-capture of 85% in the last 3 deciles.

Our Collections scorecard that used bureau data and prior repayment data helped a leading Housing Finance lender achieve a 94% bad-capture (in the first decile) enabling them to effectively prioritize collection efforts, reduce Value at Risk, and drastically cut collections costs.

Our bespoke Application Scorecard that used credit bureau data and demographic data helped a large Fintech lender cut delinquency rates by 24% on their Buy-Now-Pay-Later (BNPL) portfolio.