Using AI to help lenders boost portfolio performance
- Decrease delinquency rates by 30%
- Increase approval rates by 25%
Our Track Record
Banks & Financial Institutions
Of the top private Indian banks
Customer accounts (loans) and counting
USD Worth of Credit
Built on Monsoon's Proprietary AI Technology
Monsoon's AI technology leverages data to drive superior lending outcomes
Loan Underwriting Models
Lend 25% more at up to 30% lower delinquency rates with the help of our machine learning powered underwriting models. Tried, tested and proven!
Risk & Revenue Models
Monitor your loan portfolio to identify early warning signs of delinquency for prompt remedial action. Enhance revenue via up-sell/cross sell.
Utility Models & Engines
Leverage our specialized models to make workflows smoother through automation and intelligence. e.g. Income Estimation Models, Policy Optimization Engine
How It's Delivered
Built Into Your System
Integrate our models with your existing LOS/LMS systems for a seamless experience.
We can host our models on-premise or hand them over to you along with integration support.
(No data leaves your firewall)
On the Cloud
We expose a range of easy-to-integrate APIs hosted on the 3 major Cloud Providers.
We support both Containerized Architectures and Serverless Architectures.
(No PII leaves your firewall)
We can make use of varied data sets to build custom models for your unique needs.
We also provide a consulting layer to help you make the best sense out of the data and drive never-before-seen results.
MSME loan portfolio becomes more profitable
Monsoon CreditTech’s machine learning powered financial data based underwriting model helped reduce the delinquency rates of a leading private bank’s MSME portfolio by 24% while boosting portfolio LLANII by 62%
Retail loan portfolio sees improved asset quality
Monsoon CreditTech’s alternate data based underwriting models helped a Delhi based NBFC reduce loan delinquencies by 18% and increasing portfolio profitability by 42%
Personal loan portfolio gets a 44% boost
Monsoon CreditTech’s machine learning powered technology helped bring down the delinquency rates of a stressed personal loan portfolio of a leading FinTech company in North India by 44%